My LTC Specialist - Brent Donarski
- Maintain Independence, Protect Your Assets, & Plan Ahead
Welcome!
Thank you for visiting my website. I am dedicated to providing my clients with the most accurate and up-to-date information regarding Long Term Health Care Planning including Long Term Care Insurance (LTCi), Critical Care Insurance, and Asset Protection Products.
I hope you find this website useful in researching how you can plan for the physical, emotional and financial burdens Long Term Care places on family and loved ones. You can request a free quote and even schedule a no-obligation consultation. Since I represent the top insurance companies I can help you shop for the best coverage at the best value.
Request a Long Term Care Insurance Quote!
Brent Donarski
LTC Planning Specialist
"Planning for Tomorrow... Today"
Toll Free: 877.295.1710
E-mail: brent@myltcspecialist.com
About Brent Donarski
Brent Donarski is considered one of the longest tenured specialists in Long Term Care Planning in the country with decades of experience helping people plan for the physical, emotional and financial burdens Long Term Health Care can have on family and loved ones.
He started in the industry right after college when a friend mentioned to him he was going to specialize in Long Term Health Care. That struck a keen interest for him due to personal experience.
Brent’s career in Long Term Care started as he thought about what he witnessed in his family. He had seen his grandmother at age 62 receive Home Health Care in a hospital bed in her dining room for years and the impact it had on the entire family. Plus his grandfather spent six and a half years in a nursing home due to dementia. It was too difficult for him to be kept in his own home so they had to move him into an expensive facility.
He now understood the need to plan for Long Term Care seeing firsthand what happened to his parents and grand-parents, both financially and emotionally when this issue confronted his family. His family had no advance plan other than their love and concern and the family bank account.
He has also worked in management for two of the leading organizations marketing LTC products. He served as Regional Manager for both ACSIA LTC and the United Insurance Group. He also spent 7 years with an estate planning firm as an Area Director. During this time he spent teaching product, plan design, underwriting, product suitability and compliance.
“I recognized that people must plan in advance while they are younger and healthier so this financial and emotional burden is not placed on the family. When I saw how planning with Long Term Care insurance was such an affordable solution I wanted to educate others so they would not have to go through what my parents and grand-parents had to endure,” Brent explains.
Brent now runs his own firm, My LTC Specialist, focusing on Long Term Care, Critical Care and Asset Protection Planning. He is well known in the industry as not only a top specialist but as a coach and mentor for other specialists. He works with financial advisors, lawyers and other insurance agents to help their clients design affordable solutions. He represents all the top insurance companies with Long Term Care, Critical Illness and Asset Protection products.
Brent can be contacted by email at brent@myltcspecialist.com or by phone at 877-295-1710.
His attention is helping consumers find affordable solutions so they can protect their assets and never be a burden on family and loved ones. He specializes in LTCi, Critical Care and Asset Protection products. With his unique skills and experience, also coaches individual agents throughout the country helping them improve their processes to help more consumers.
Maintain Independence Utilizing Long Term Care Insurance
You use insurance to protect your assets from things that could happen to your home, your car and even your life. However many people don’t think about Long Term Care until something happens to a family member or yourself. The risk of needing Long Term Care is considered by many the biggest risk we face in our lifetime.
According to the U.S. Department of Health and Human Services, “At least 70 percent of people over age 65 will require some Long Term Care services at some time in their lives,” (HHS/www.longtermcare.gov).
Think that Long Term Care is just for elderly people? Think again. Younger men and women also need Long Term Care for a variety of reasons including accidents, multiple sclerosis, strokes or other debilitating conditions. 40% of the people receiving long term care are working age adults between the ages of 18 and 64. (Georgetown University Long Term Care Financing Project. “Long Term Care Financing Policy Options for the Future,” June 2007.)
This is why planning is important so you can protect your assets and never be a burden on your family by maintaining your independence.
Protect Assets By Way Of Long Term Care Insurance
You always want to protect yourself from the unexpected. You never know when something may happen that will have a significant financial impact. Car accidents are an easy example. You want to insure your car and your assets in case you are involved in an accident. There are liability costs, medical costs and property damage to consider. Most people would rather pay a monthly premium and let the insurance company pay. In essence, Long Term Care Insurance is designed to protect you from losing the assets you worked your whole life to gain from an even bigger risk, the risk of requiring Long Term Extended Care due to an accident, illness or the impact of aging. You can protect your assets and your future or current retirement with an affordable Long Term Care insurance plan.
